How can we help?
The Pre-Approval Process:
A mortgage pre-approval is an important part of the home buying process. We highly suggest that you get in contact with us as soon as you are considering making a purchase. As your dedicated mortgage professional, we will review your personal documentation and complete an in depth analysis of your financial situation. It is important to know what amount you can qualify for, prior to making a financial commitment.
First-Time Home Buyers
Buying your first home is an exciting but sometimes stressful time. You are making a large financial commitment and we understand that it can be somewhat overwhelming. Know that we are dedicated to helping guide you through the process from start to finish and we will make sure you are set up for success.
Refinancing
There are good reasons why you might be considering a refinance of your mortgage and we are here to help!
A refinance means that you want, or perhaps need, to renegotiate your existing mortgage loan in order to replace it with a new one that is a better fit for you. You might need to access more equity or take advantage of better financial opportunities that arise. Whatever the reason is, we are here to discuss all of your refinancing options.
Mortgage Renewals
Your mortgage renewal time starts around 120 days (4 months) before the end of your current mortgage term. It's an important time to explore your options.
Many homeowners believe that they have to stay with their existing mortgage lender, or that the first offer is the best deal available. This isn’t always the case! We will be touching base with you several times over the course of your term to make sure that the current product you have, is still working best for you and your lifestyle. At renewal we will present you with alternate solutions, that could potentially save thousands, or even get into a better mortgage product if your needs.
Investment Properties
Whether you're thinking of a second home closer to work, purchasing a vacation property to relax at or a investing in a rental to help build your wealth, we are committed to finding the right mortgage fit for you!
Home Equity Line of Credit
Looking for a secured Home Equity Line of Credit (HELOC)? Get in contact today so we can help!